As our customer, when you are buying our product or service, you agree to our terms and conditions as below:
PHINAQ publishes the prices for all services delivered through its marketplace platform. However, at any point of time, PHINAQ reserves the right to change the price of these services.
Once paid, registration fees for the membership and other plans are non-refundable. If a registrant desires to reschedule his or her date of training, the registration is transferable to another training date/event hosted by PHINAQ, its affiliates, subsidiaries or successors so long as registrant provides us with at least five (5) days written or electronic (emailed) notice of the desire to transfer the registration.
At all times, PHINAQ expects to maintain a cordial business relationship with its customers. However, if the customer comes across as being extremely unreasonable or rude with PHINAQ staff or its experts, or other customers, PHINAQ reserves the right to cancel the membership and terminate the agreement with the customer. In the event of cancellation, the customer will forfeit any payment made to PHINAQ.
PHINAQ reserves the right to terminate membership of a member if:
- If he/she uses hateful speech or spreads negativity in the community
- If he/she behaves rudely to the PHINAQ staff or experts.
- If he/she leaks PHINAQ internal information/data to a third party
- If he/she is found trying to promote their products/services to other members of the community
- If he/she is found in unauthorized chat groups formed from PHINAQ network without permission
In situations where the customer purchases a plan in advance, PHINAQ team shall contact the customer for order fulfilment within a reasonable timeframe before the plan expires or the deadline approaches.
PHINAQ does not offer or provide personalised investment advice. To the extent any of the content, material, information and/or any other kind of informational offering published, broadcast, or otherwise stated on this, and/or associated websites, may be deemed to be “investment advice”, such information is impersonal and not tailored to the investment needs of any specific person. The information contained within this, and/or, associated websites, is provided for informational and educational purposes only. The information should not be construed as investment or trading advice and is not meant to be a solicitation or recommendation to buy, sell, or hold any positions in any indices or financial markets mentioned.
The content and information provided by PHINAQ, the Site and the other products and services of PHINAQ, is solely incidental to the business and activities of PHINAQ in providing educational services.
You remain solely responsible for all decisions regarding your purchase and sale of securities, the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter, and all other matters related to your investments and investment strategies.
PHINAQ does not and will not provide you with any legal, tax, estate planning or accounting advice, or any advice regarding the suitability, profitability or appropriateness for you of any security, investment, financial product, investment strategy or other matter. You understand, acknowledge and agree that PHINAQ employees are not authorised to give any such advice, you will neither solicit nor rely on any investment advice from any PHINAQ employee. PHINAQ recommends that persons desiring to trade or invest in securities do so cautiously and only in consultation with their professional, licensed and qualified financial, legal, tax, estate planning and accounting advisors.
PHINAQis 100% optimistic and strive the bestto ensure accuracy, currency, completeness and usefulness of all information extended to its customers through various means, however considering the uniqueness or its field or business and the eminent fluctuating nature of the stock market and the calibre and forecast vision of the individual after the training, PHINAQ neither assumes responsibility for, nor guarantees the accuracy, commentary, recommendations, advice, investment ideas or other materials that may be accessed by you through the Site or the other products or services of PHINAQ. This includes, without limitation, any forum, chatroom or other online conference, telecast or posting through PHINAQ. If you choose to rely on such information, you understand, acknowledge and agree do so solely at your own risk. You understand, acknowledge and agree that the research, analysis, news or other information made available through the Site or the other products or services of PHINAQ is not investment advice and is in no way tailored to reflect any personal financial circumstances or investment objectives and the securities and investment strategies discussed may not be suitable for you.
Any determination to purchase or sell securities or otherwise invest in securities must be made solely by you after your independent investigation and evaluation thereof based on your personal financials and other circumstances and without any reliance on the data, content or information provided by PHINAQ, the Site or the other products and services of PHINAQ.
Refund Policy – https://phinaq.com/refund_returns/
PHINAQ LLP shall keep confidential all sensitive information provided by the customer excepting only such information as is already generally known to the public and that PHINAQ shall not release use or disclose of the same except with the prior written permission of the customer or if required by law or an order from court. However, PHINAQ will be entitled to divulge the information to those who are directly concerned or as may be necessary in order to obtain certain information necessary for the performance of his obligations.
In the event of any dispute, controversy or difference between the Parties arising out of or relating to this Agreement, including a dispute relating to the validity or existence of this Agreement, and any non-contractual obligations arising out of or in connection with this Agreement (a Dispute), the representatives of the Parties shall, within 30 (thirty) business days of service of a written notice from either Party to the other Party (the Dispute Notice) hold a meeting (the Dispute Meeting) in an effort to resolve the Dispute in good faith. 3.3 If a Dispute is not resolved within 45 (forty five) business days after the service of a Dispute Notice, whether or not a Dispute Meeting has been held, any Party to the Dispute shall be entitled to refer the Dispute to arbitration to be finally resolved in the manner set out in this Clause 3, and the rights and obligations of the Parties with respect to the Agreement shall remain in full force and effect pending the award in such arbitration proceeding. The arbitration shall be conducted under, and in accordance with, the Indian Arbitration and Conciliation Act, 1996 (Arbitration Act). 3.4 The arbitration panel shall consist of 3 (three) arbitrators. 1 (one) arbitrator shall be appointed by the Assignor and the Founder, 1 (one) arbitrator shall be appointed by the Assignee and the 2 (two) arbitrators so appointed shall jointly appoint the third arbitrator who shall be the chairman of the arbitration panel. The terms of appointment of the arbitrators shall require the arbitrator to render the final award or their final decision on all issues referred to arbitration within 6 (six) months of the constitution of the arbitration panel. 3.5 The seat and venue of the arbitration shall be Bangalore and the language of the arbitration shall be English. 3.6 The arbitration award of the arbitrators shall be final and binding on the Parties and shall be enforceable in accordance with its terms. The arbitrators shall state reasons for their findings in writing. The Parties waive any right of application or appeal to any court, insofar as such waiver is permitted by Applicable Law. The costs of arbitration and the manner of bearing such costs shall be determined by the arbitrators. 3.7 The provisions contained in this Clause 3 shall survive the termination of this Agreement.